Tax is where a profitable rental can quietly become a loss-maker — and Making Tax Digital for Income Tax has now changed how landlords keep records. Lettfolio keeps your rent and expenses in clean digital form, by property and by tax year, so your figures are ready when it's time to file.
Built around how landlords are taxed
Digital records by tax year
Log rent and expenses by property and category, and Lettfolio pulls the figures together by tax year — no last-minute receipt hunt in January.
Section 24 aware
Mortgage-interest finance costs are recorded separately, so your figures reflect the Section 24 restriction for personal ownership — and full relief for company-held property.
MTD-ready
Digital record-keeping in the shape MTD for Income Tax expects, ready to hand to your accountant or MTD-compatible filing software for the quarterly updates.
Accountant access
Invite your accountant to a read-only view of your financials, or export income and expense summaries by tax year for them to work from.
Company or personal
Hold property personally or through a limited company / SPV — Lettfolio keeps the tax treatment right for each. See the company & SPV page.
Everything in one place
Rent, expenses, mortgages and documents against each property, so the numbers behind your return are always traceable.
Get MTD-ready without the spreadsheet sprawl
Start keeping digital records today, so your first quarterly update isn't a scramble. Free for your first property.
Start freeUnderstand the tax first
Want the detail on how rental income is taxed, the Section 24 finance-cost restriction, allowable expenses and MTD? Our free UK landlord tax guide 2025/26 explains it all with a worked example. Thinking about incorporating? See software for limited-company & SPV landlords.
Frequently asked questions
Is Lettfolio MTD software?
Lettfolio keeps MTD-ready digital records of your rent and expenses across your portfolio, organised by tax year. It is not itself an HMRC-recognised filing tool — you hand your figures to your accountant or to MTD-compatible filing software to submit. Making Tax Digital for Income Tax applies from April 2026 for landlords with qualifying income over £50,000, with quarterly updates due 7 Aug, 7 Nov, 7 Feb and 7 May.
Does Lettfolio handle Section 24?
Yes. Lettfolio records mortgage-interest finance costs separately so your figures reflect the Section 24 restriction for personally held property, and full interest relief for limited companies where it applies.
Can I give my accountant access?
Yes. Invite your accountant to a read-only view of your financial figures so they can prepare your return, and export income and expense summaries by tax year.
Ready to get tax-year organised? Start free at lettfolio.uk — add your properties and keep your rent and expenses digital from day one.